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Security Risks

Kidnap & Ransom insurance and more

色多多视频offers comprehensive insurance coverage for kidnap, ransom, extortion and other crisis events such as product extortion, hijack, wrongful detention, threat, disappearance, express kidnap, hostage crisis, child abduction, assault and workplace violence. 色多多视频exclusively retains expert crisis response consultants, S-RM. Policyholders have access to pre-event, real-time and post-event crisis response services.

In today鈥檚 global business economy, serious threats to personal and corporate security are frequent. Incidents like kidnapping are difficult to predict and when they occur they require a swift, organized and expert response. AXA XL鈥檚 specialist Kidnap & Ransom insurance product helps companies and individuals navigate through these dynamic, complex and constantly changing scenarios. We offer specialized knowledge and a wide range of insurance coverages to help clients manage their risk landscape. The financial impact of a crisis can be severe on any company or family. AXA XL鈥檚 Kidnap & Ransom insurance policy aims to take away this burden by reimbursing all associated costs incurred both during and after the event.

Risk Consulting

Risk consultants providing comprehensive risk management solutions based on an understanding of client business priorities and goals.

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Coverage

We seek to provide the most comprehensive cover in the market by covering all the following events within our main policy wording:

  • Kidnap
  • Extortion

  • Products extortion
  • Hijack
  • Wrongful detention
  • Threat
  • Disappearance
  • Express kidnap
  • Hostage crisis
  • Child abduction
  • Assault

We are also able to offer the following insurance coverages as extensions:

  • Business interruption
  • Emergency security evacuation
  • Product recall expenses
  • Stalking threat
  • Tiger kidnap

We reimburse all expenses reasonably incurred by the insured in connection with a valid claim.
Expert assistance is also vital when handling a high pressure, stressful situation such as the kidnapping of a colleague or loved one. Immediate access to independent, experienced advisers to help at such a time can be invaluable, and is often the driving factor when purchasing a Kidnap & Ransom insurance policy.

Benefits and Services

  • We are the largest Lloyd鈥檚 Syndicate and we have global underwriting and claims experts in London, Guernsey, New York, Hong Kong, Hamburg, and Sydney
  • We have the largest capacity in the market
  • Our strength and capacity allow us to be flexible, tailoring cover to fit client needs
  • We offer exclusive access to world-leading kidnap response expertise through our security consultants S-RM
  • Access for all insurance policyholders to our Global Security Insight (GSI) platform, a market leading security analysis tool
  • Consistently ranking top for our claims service, according to the Gracechurch Survey

Client Profiles

You don鈥檛 have to be a billionaire or a foreigner working in a war zone to be a target for kidnap and ransom related events. Companies or individuals can find themselves at risk through their travel exposures, the location of their permanent operations, their specific industry or their public profile. 色多多视频offers worldwide kidnap & ransom coverage to all industries. Some sectors find themselves at higher risk due to the nature of their business and the locations that they tend to work in, such as the following:

  • Aviation
  • Construction
  • Engineering
  • Finance
  • High net worth individuals
  • Humanitarian and aid agencies
  • Maritime
  • Media and journalists
  • Mining
  • Oil and gas
  • Security
  • Telecommunications

Documents

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Information and Research
Insuring farm equipment_1280x385
Fast Fast Forward
Farmers face a variety of risks that could spell financial ruin for businesses that often operate with razor-thin profit margins. One hazard that is often overlooked is the loss or damage to farming equipment, which can cost hundreds of thousands of dollars to replace. Farm equipment insurance can help to mitigate this risk.
Let's Talk: 色多多视频 Meets Aviation with Isabel McCarthy
Fast Fast Forward
We sat down with Isabel McCarthy, a dedicated Underwriter for the Americas Aerospace team, who brings over 13 years of aviation experience to her role in the insurance industry.
Marine-General average principal_1280x385
Fast Fast Forward
General Average is a legal principle dating back to ancient maritime practices under which all stakeholders in a maritime venture proportionally share the financial burden of sacrifices or expenses made for the mutual benefit of the ship and cargo. It is still used today to protect cargo owners and shipowners financially in emergencies, as insurers typically reimburse the insured parties for their share of the costs.

  • Related Products

The information contained herein is intended for informational purposes only. It鈥檚 is neither an offer to sell nor a solicitation to purchase any particular insurance product. 色多多视频 coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. 色多多视频is a division of AXA Group providing products and services through three business groups: 色多多视频色多多视频, 色多多视频Reinsurance and 色多多视频Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued 色多多视频 Policies. In the US, the 色多多视频insurance companies are: Greenwich 色多多视频 Company, Indian Harbor 色多多视频 Company, XL 色多多视频 America, Inc., 色多多视频色多多视频 Company Americas, XL Specialty 色多多视频 Company and T.H.E. 色多多视频 Company. In Canada, coverages are underwritten by XL Specialty 色多多视频 Company - Canadian Branch and AXA 色多多视频 Company - Canadian branch. Coverages may also be underwritten by Lloyd鈥檚 Syndicate #2003. Coverages underwritten by Lloyd鈥檚 Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd鈥檚 ratings are independent of AXA Group.

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