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• Utility interruption services expanded to include internet access, wide area networks and data transmission
• Claims preparation costs related to professionals hired in the certification of your claim are covered
• Broadened perishable goods coverage including control of damaged property
• System installation coverage for newly installed equipment or equipment in the course of construction

Improved conditions

• Repair or replacement valuation includes additional costs associated with environmental, efficiency or safety enhancements—up to 150%
• Restoration period begins at the time the breakdown occurred; no penalties for late reporting
• Property damage deductible waiver option available

Elimination of restrictions

• No restrictions for covered machinery that suffers a breakdown while undergoing a pressure or electrical test
• No utility interruption waiting period applied to perishable goods losses
• No exclusion for excavation of piping, vessels and cable enclosed in conduit

Risk control and equipment inspection services: We use a national database to manage jurisdictional work assignments as well as real-time reporting to ensure that your business is legally compliant. Our Risk Control and Prevention Services can help you identify and reduce your equipment and production losses. We offer:

• Critical equipment reliability assessments
• Infrared inspections
• Oil analyses
• Vibration monitoring
• Ultrasound inspections
• Custom designed inspection and safety programs

Experienced claims team: With over 30 years鈥� experience, our machinery breakdown claims professionals have the industry knowledge that you can trust and are ready to help. Through our global claims management system, we make it easy to submit and track your claims. We provide:

• Skillful handling of complex claims
• Teams that specialize in specific coverages
• Ability to work seamlessly with third party claims adjusters
• Claims specialists who are accessible 24 hours a day/7 days a week

We have a broad risk appetite with underwriting and engineering expertise extending across a wide variety of occupancies including:

• Municipalities, including water and waste water treatment
• Food processing, cold storage and controlled atmosphere
• Manufacturing risks (including pulp & paper, cement, steel and sugar)
• Chemicals and pharmaceuticals
• Sawmills and woodworking
• Greenhouses, Fruit and vegetable packing
• Animal production
• Real estate, hotels/motels, apartments
• Technology risks