
Excess Liability É«¶à¶àÊÓÆµ for Commercial Construction Firms
Coverage for North America
We offer Excess/Umbrella coverage to North American-domiciled companies performing commercial or civil construction work who can have global exposures. Through best-in-class underwriting, claims, service, and significant capacity, we provide insurance solutions based on clients’ needs.
Coverage
- Excess/Umbrella liability policy protects the insured’s assets and future income above and beyond the standard limits on their primary policies
- Available for Lead Umbrella and Excess
- Covers liability claims from all policies underneath it, such as general liability, automobile liability and employer liability
- A/B Coverage Form
- Excess Follow Form
- Broad Endorsements tailored to contractors needs
Client Profiles
Commercial General Contractors
- Hotels
- Mercantile
- Institutional
- Hospital
- Manufacturing
Trade Contractors
- Plumbing/HVAC
- Electrical
- Water/Sewer
Heavy/Civil and Street & Road Contractors
Wrap-Ups
- Owner Controlled É«¶à¶àÊÓÆµ Programs
- Contractor Controlled É«¶à¶àÊÓÆµ Programs
- Rolling Programs
- Joint Ventures and Project Specific Placements* (must have an existing relationship)
Benefits & Services
- Local underwriting expertise through several US and Canada locations
- Annually reinstating limits and commensurate completed operations aggregate coverage for project construction period
- Statute of repose for construction defects for full period applicable
- Specialized, in-house claims handling
- Risk engineering support